Credit
Payment history, account capacity, and credit decisions.
Every pharmacy's payment history becomes a credit file. This is the base for embedded financing.
| Pharmacy | Risk | Score | Current limit | Utilization | Suggested limit | Decision | |
|---|---|---|---|---|---|---|---|
| Watch | ₱60,000 | 36% | ₱60,000 | Maintain current limit | |||
| High risk | ₱60,000 | 106%Over limit | ₱60,000 | Hold new orders until under limit | |||
| High risk | ₱75,000 | 106%Over limit | ₱75,000 | Hold new orders until under limit | |||
| High risk | ₱108,000 | 85% | ₱86,400 | Reduce 20% · balance aged over 90 days | |||
| Watch | ₱133,000 | 85% | ₱133,000 | Maintain current limit | |||
| Watch | ₱154,000 | 85% | ₱154,000 | Maintain current limit | |||
| Watch | ₱173,000 | 85% | ₱173,000 | Maintain current limit | |||
| Watch | ₱80,000 | 69% | ₱80,000 | Maintain current limit | |||
| Watch | ₱95,000 | 77% | ₱95,000 | Maintain current limit | |||
| Watch | ₱110,000 | 81% | ₱110,000 | Maintain current limit | |||
| Healthy | ₱56,000 | 84% | ₱67,200 | Raise 20% · score ≥ 700, utilization 60–100%, healthy status | |||
| Healthy | ₱65,000 | 84% | ₱78,000 | Raise 20% · score ≥ 700, utilization 60–100%, healthy status | |||
| Healthy | ₱80,000 | 75% | ₱96,000 | Raise 20% · score ≥ 700, utilization 60–100%, healthy status | |||
| Healthy | ₱95,000 | 71% | ₱114,000 | Raise 20% · score ≥ 700, utilization 60–100%, healthy status | |||
| Healthy | ₱110,000 | 25% | ₱110,000 | Maintain current limit | |||
| Healthy | ₱50,000 | 66% | ₱60,000 | Raise 20% · score ≥ 700, utilization 60–100%, healthy status | |||
| Healthy | ₱65,000 | 62% | ₱78,000 | Raise 20% · score ≥ 700, utilization 60–100%, healthy status | |||
| High risk | ₱109,000 | 85% | ₱87,200 | Reduce 20% · balance aged over 90 days | |||
| Healthy | ₱95,000 | 56% | ₱95,000 | Maintain current limit | |||
| Healthy | ₱110,000 | 55% | ₱110,000 | Maintain current limit | |||
| Healthy | ₱80,000 | 85% | ₱96,000 | Raise 20% · score ≥ 700, utilization 60–100%, healthy status | |||
| Healthy | ₱65,000 | 41% | ₱65,000 | Maintain current limit | |||
| Healthy | ₱80,000 | 42% | ₱80,000 | Maintain current limit | |||
| Healthy | ₱95,000 | 43% | ₱95,000 | Maintain current limit | |||
| Healthy | ₱110,000 | 42% | ₱110,000 | Maintain current limit |